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About Us

We’ve helped thousands of Australians find a better deal on their home loans.

Our team of finance specialists find products from over 25 lenders to find you the right home loan for your specific needs. 

Our team of Home Loan Specialists then do the hard work for you. From application to settlement, they’re on-hand to guide you through the home loan process, answer all your questions and make sure your loan works harder for you, not the other way around.

1

Take the Quiz
Complete our 60 second survery & find out

2

Speak To An Expert
If you qualify we’ll get in touch to give you options

3

Start Saving
Once approved you can switch & pay less

Our Services

We help make everyday Australians aware of better finance options for them. We simply want to connect as many people as possible to better finance options that suit them.

Use our survey to calculate your finance requirements and see if you’re eligible for lower repayments.

Our specialist mortgage brokers help everyday people find a much better deal on their home loan

Get specials from some lenders with up to $2,000 cashback to transfer your home loan.

Latest Articles

Read some of our latest pieces on finance & wellbeing for everyday Australians.
tax return computer

Income tax returns for individuals

Tax time can be confusing, frustrating and just an overall a time-consuming experience. Luckily, we’ve got all the answers to your income tax returns questions right here. Read on for advice on the latest tax rate changes, what to do if you receive a tax bill, how to lodge your tax return and why you should use a registered tax agent to make your life

Read More »
tax withheld calculator

Tax Withheld for Individuals Calculator

Tax is an annual certainty, but it’s not the same every year. In fact, some significant changes have been made for the 2020–21 financial year. New tax withholding schedules are in place, which means it’s time for employers to update their payroll processes to apply tax cuts. Here, we explain what you need to know about the tax changes, and how to use a ‘tax

Read More »
tax agent burnie tasmania

I forgot to lodge my previous year’s tax return – what now?

Missing the tax lodgement deadline isn’t the end of the world, but you do need to take care of it as soon as possible to avoid facing hefty fines from the Australian Taxation Office (ATO). Here, we explain what happens if you haven’t lodged a tax return for the previous year, and why a registered tax agent is the smartest choice to fix the problem.

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Why did I receive a tax bill?

No one likes paying tax, but even worse is after you’ve paid your taxes and you are still on the hook for an additional bill! So why did you receive a tax bill? There are a number of reasons actually. Here, we discuss the circumstances in which you may be obligated to pay a tax bill, and what you can do to avoid them in

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burnie tasmania tax agent

Do I need to lodge a tax return?

For the vast majority of Australians, taking care of tax is just part and parcel of living and working in this country. However, if you’ve never had to pay tax before, if you’ve started a higher-paying job, or if you’re running a business for the first time, you may be unsure of your tax obligations. Read on to find out everything you need to know.

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F.A.Q.

1. Why refinance?

Take the time to properly consider exactly why you want to refinance your home loan. Is it to reduce repayments, get more flexibility in the loan (e.g. with an offset account), are you consolidating debts (car, credit card & house)?

2. What if I have a bad credit score?

Your credit score is a representation of your credit-worthiness based on your credit profile. It is usually a number between 0 and 1000 or 0 and 1200 which helps lenders determine whether or not they should loan you money.

3. How much does it cost to refinance?

It’s important to know that just as with any other financial change, there are upfront fees associated with refinancing. Changing lenders continuously affects your relationship with them as well. When you develop a relationship with a lender or bank then maintaining the relationship has its benefits and may lead to lower costs in the future.

4. How soon can I refinance?

There is no definite time to refinance your home loan. You might refinance within the first year of your home loan approval or 10 years into repaying your home loan. Your reasons for refinancing will be different from the next person, so putting a timestamp on it isn’t necessarily ideal.

Living in Australia?
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We have access to a panel of lenders to find a deal that suits you. By understanding your finance options first, we can help tailor the right solution for you.

Applying with us only takes a couple of minutes and won’t affect your credit score.